If you’re undertaking work experience or graduate work, you’ll need indemnity insurance to protect yourself. In this blog, we’ll highlight some of the indemnity insurance options available to Australian graduates of online courses.
Please keep in mind that the insurance agencies mentioned in this blog are not affiliated with or endorsed by Careerline Courses. We encourage you to do your own research before selecting a policy that suits your needs.
What is Indemnity Insurance?
A client may claim you have been negligent because they believe you provided inappropriate advice, caused injury or financial loss, or made an error that adversely affected your client.
If a client takes legal action against you, indemnity insurance will cover at least a portion of your legal fees and other costs you may encounter during the legal process. Indemnity insurance does not cover intentional harm or fraud.
Indemnity Insurance for Online Course Graduates
1. Pet Care and Animal Training
Petplan Professional
Petplan Insurance offers indemnity insurance for professionals working in the pet industry. Pet groomers, animal behaviouralists, pet trainers, animal carers, and more are eligible for cover with Petplan. As well as providing indemnity insurance, Petplan also offers policies to protect against property damage, theft, and broadform and management liability.
Marsh Advantage Insurance
Marsh Advantage provides indemnity and public liability insurance for a range of professionals who work with pets. They also offer public liability insurance to protect you if an animal gets injured in your care, or a pet owner is injured while you are providing your services.
The company is endorsed by the Association of Pet Dog Trainers.
2. Nutrition and Weight Loss
International Institute for Complementary Therapists (IICT)
IICT offers professional indemnity insurance to practitioners of natural therapy. As Careerline’s Weight Loss Management course is IICT approved, graduates of this course are eligible to apply for practitioner or professional-level insurance with IICT. IICT offers indemnity insurance, as well as public liability insurance.
3. Careers Coaching
Express Insurance
Express Insurance provides indemnity insurance to life coaches of all kinds, including career coaches. You will be eligible to lodge a claim if you are accused of breaching confidentiality, harming your client’s mental health or self-image, or providing inadequate or misinformed advice.
When taking out this policy, you will be provided with the option to add public liability insurance.
Aon Insurance
Aon Insurance provides insurance options for all varieties of life coaches. Aon Insurance’s Insurance for Life Coaches includes indemnity and public liability cover in a single policy. Their insurance covers claims of negligence, as well as claims of injury or damage to client property at your business premises.
Insurance for Interns
Aon Insurance
Aon Insurance provides insurance for students of online courses who undertake work experience or internships while studying. Though they do not offer an indemnity insurance policy for work experience, they provide public liability insurance, as well as personal accident cover.
This means that you will be covered if you are injured while undertaking work experience. You will also be covered if you are proven legally liable for property damage personal injury to someone else.
ExperienceWorx
ExperienceWorx offers personal accident and personal liability cover to students, volunteers, and interns. The company offers this insurance to both the unpaid workers themselves
and the companies they volunteer with. This cover is only open to 15-65-year-olds who work for a company in an unpaid or volunteer role.
International Institute for Complementary Therapists (IICT)
As well as offering insurance to practitioners, IICT also provides insurance policies specifically for students working under supervision. Therefore, if you study Careerline’s Weight Loss Consultant course, you will be eligible for student insurance with IICT.
Now that your insurance is sorted, you’re ready to get out there and develop your skills as a practitioner! If you’d like to brush up on your skills before you enter the workforce, you’ve come to the right place. Careerline offers flexible online courses in a broad range of fields, including Pet Care, Careers Coaching, Weight Loss Consultancy, and Human Nutrition.
During your studies, you’ll have the support of an experienced and qualified tutor to support you through and answer your questions. Because our courses are 100% online, you will be able to study in your own time and at your own pace.
Get in touch with us today to learn more about how Careerline can help you take the next step in your career!
